*** ACE Life Vietnam is part of the ACE Group of Companies®, a global leader in insurance and reinsurance. Headed by ACE Limited (NYSE:ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in 53 countries and a strong presence in Asia Pacific. ACE's core operating insurance companies are rated AA- by Standard & Poor's and A+ by A.M. Best. This rating is indicative of ACE’s strong capital base and financial stability; key attributes in the business of risk.

** At ACE Life, commitments to community activities are always as important as business. Since the establishment, ACE Life has supported to the education development through the activities of Crossing Waves Fund such as: providing financial support for needy students, building school for impoverished rural areas which are prone to devastating typhoons and floods. To date, ACE Life staff and sales force nation wide have donated to build the new schools in Phu Yen and Quang Tri Province and made some contributions towards the 3.6 billion VND expenses to grant scholarships for 1.204 countrywide needy students through Crossing Wave Fund.